LENDER LIST

    A Sample of Our Lender Access

    Our lender access is Whole of Market in the truest sense, also incorporating lenders who don’t allow all mortgage brokers to originate loans for them. We can’t include all lenders in the list below, because there are so many of them, so this is just a sample to give you an idea of our comprehensive, unrestricted lender access. Please note that where we use a lender's logo or trademark we have obtained consent to do so, and all copyright rights are reserved by the respective lenders.

    (Updated: 05/06/2025)

  • HSBC
    HSBC

    HSBC is a global banking goliath and UK household name. HSBC is limited distribution only, meaning that not all broker firms have access to them. We do, and we're very proud of it!

  • Halifax
    HALIFAX

    Halifax is Lloyds Banking Group's most popular lending brand, and the largest lender in the UK. Their mortgage processing systems and personnel set the benchmark for service and efficiency

  • Nationwide Building Society
    NATIONWIDE BUILDING SOCIETY

    Nationwide remains the UK's prominent trusted mutual, and a mortgage lending giant alongside Lloyds Banking Group

  • Natwest
    NATWEST

    Currently the UK's third largest lender, Natwest has been the new brand for RBS since 2020

  • Santander
    SANTANDER

    Known for its strong European brand, Banco Santander is actually globally significant, ranked 49th in the Forbes global 2000 list of the World's largest companies (2023)

  • Barclays
    BARCLAYS

    A Great British household name dating back to 1896, Barclays has been a FTSE 100 constituent for decades, and is currently the 5th largest UK lender

  • Virgin Money
    VIRGIN MONEY

    The stylish Virgin Money brand was founded by Richard Branson in 1995, and has been owned by Nationwide Building Society since October 2024

  • Coventry Building Society
    COVENTRY

    Coventry Building Society is one of the UK's largest, trusted mutuals with a heritage spanning over 140 years. The society has hundreds of thousands of members

  • Accord Mortgages
    ACCORD MORTGAGES

    Accord Mortgages is the intermediary brand for Yorkshire Building Society, the third largest building society in the UK

  • TSB
    TSB

    TSB Bank is a strong UK brand owned by Banco Sabadell of Spain. TSB has 220 branches nationwide (2022)

  • Skipton Building Society
    SKIPTON BUILDING SOCIETY

    The UK's 4th largest building society, Skipton dates back to 1853. Not just a mortgage lender, Skipton owns the Connells Estate Agency

  • Leeds Building Society
    LEEDS BUILDING SOCIETY

    Dating back to 1875, Leeds is another British mutual (fifth largest) that has stood the test of time. Leeds has around 719,000 customers across the UK

  • The co-operative bank
    THE CO-OPERATIVE BANK

    The Co-operative Bank is a household name spanning centuries, and on 1st January 2025 was purchased by Coventry Building Society, cementing its position as a top 10 lender

  • Bank of Ireland
    BANK OF IRELAND

    One of the "big 4" Irish banks, Bank of Ireland has mortgage lending operations throughout the countries of the United Kingdom

  • Metro Bank
    METRO BANK

    Metro was founded in 2010 and was the first "challenger bank" to receive a banking license in over 100 years. It is a FTSE 250 constituent

  • Atom Bank
    ATOM BANK

    Atom Bank, founded in 2013, is the first digital-only challenger bank to be granted a full UK regulatory banking licence. Atom is now an established lender in both residential and commercial mortgage markets

  • Aldermore Bank
    ALDERMORE

    Aldermore Bank, founded in 2009, is an established UK lender recognised for serving customers with complex requirements, including adverse credit and complex income

  • Scottish Building Society
    SCOTTISH BUILDING SOCIETY

    Based in Edinburgh, and the oldest building society in the world (founded 1848), SBS upholds traditional values of treating customers as individuals and building trusting relationships

  • BM Solutions
    BM SOLUTIONS

    BM Solutions (AKA Birmingham Midshires) is the Buy to Let brand of Lloyds Banking Group, and a significant entity in the Buy to Let lending market

  • The Mortgage Works
    THE MORTGAGE WORKS

    The Mortgage Works (TMW) is the Buy to Let lending brand of Nationwide Building Society, with loan origination primarily through mortgage intermediaries (brokers)

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This fee is typically £295. Experts 4 Mortgages is a trading style of Daniel McLardy, who is an Appointed Representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register under firm reference number 814866

 

PLEASE OBSERVE THE FOLLOWING RISK WARNINGS

 

MORTGAGES: Your home may be repossessed if you do not keep up repayments on your mortgage

 

EQUITY RELEASE: A lifetime mortgage is a long-term commitment which could accumulate interest and is secured against your home. Equity release is not right for everyone and may reduce the value of your estate. Equity Release is by referral only

 

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