MOVING HOME

WHEN MOVING HOME THERE CAN BE SOME IMPORTANT DECISIONS TO MAKE ABOUT YOUR EXISTING MORTGAGE

 

MOVING-HOME MORTGAGE ADVICE AND PROCESSING

Making the decision to move home can be both an exciting and stressful period that puts your emotional faculties to the test! Let us take on some of the work for you by evaluating your position and finding the most affordable route for you. If your current mortgage is still within its initial benefit period it is likely there will be redemption penalties to pay should you move lender, so we would conduct a full review to establish the most financially advantageous route to take. It could be that your current mortgage is portable, in which case porting with a further advance might be a valid option should you be taking a step up the ladder and require further lending. Whatever your circumstances, we have the expertise to paint a clear picture of your options, and recommend a mortgage product best suited to your circumstances.

 

MOVING HOME CAN BE A FINANCIAL OPPORTUNITY

We see many home-mover clients who have been paying their lender's SVR (Standard Variable Rate) after their initial benefit period has lapsed. This is good news in the current climate, because not only does this usually mean there are no redemption penalties to pay, but an opportunity can exist to reduce the interest rate paid on the money borrowed. Who said that moving home was all bad!

We do not charge a fee for arranging a mortgage, but may receive commission from the lender. Experts 4 Mortgages is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Proprietor: Daniel McLardy

 

YOUR HOME MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

 

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