THE E4M BLOG

 

A homebuyer's guide to Scotland
17 mar '20
A HOMEBUYER'S GUIDE TO SCOTLAND by Daniel McLardy / Comments Disabled

The property market functions differently in Scotland, and too often we meet clients who have been struggling to decipher its nuances. In this guide I list the key facts and steps you need to keep in mind when embarking on your home buying journey

First Home Fund Guide
25 feb '20
A GUIDE: THE SCOTTISH FIRST HOME FUND by Daniel McLardy / Comments Disabled

The Scottish First Home Fund was released in December 2019, and as the most flexible shared equity scheme available to first time buyers, we can understand why we're receiving plenty of enquiries. For this reason I've written a guide to aid your understanding of the scheme

mortgage guide:self-employed sole traders
20 sep '19
A HOMEBUYER'S GUIDE: PRICE V HOME REPORT VALUE by Daniel McLardy / Comments Disabled

The Home Report differentiates Scotland from other countries of the UK, giving prospective buyers the upfront details of a property, to make an informed buying decision. This is a good thing, but buyers must pay attention to a fundamental detail - the home report value, and the implications of offering a price above it

mortgage guide:self-employed sole traders
10 sep '19
MORTGAGE GUIDE: SELF-EMPLOYED SOLE TRADERS by Daniel McLardy / Comments Disabled

The World has moved on from the days of old, where the words "self-employed" and "mortgage" were treated like custard with ice cream - they don't go together. The employment landscape is changing, and lenders are adapting to this societal change. This is my guide for the self-employed sole trader looking for a mortgage

limited company director mortgages
6 FEB '19
CLIENT CASEBOOK - "I RUN A SUCCESSFUL BUSINESS, BUT RETAINING PROFITS MADE MY MORTGAGE SEARCH AN EXERCISE IN PURE FRUSTRATION" by Admin / Comments Disabled

John has built a successful business over the past 4 years. With no debts and a 20% deposit he thought lenders would consider him an attractive proposition, only to find his search a frustrating, inconvenient distraction from both daily life and business operations. We tell John's story, and how we eased the burden

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Typically, we do not charge a fee for arranging a mortgage, however the actual fee will depend on your circumstances and will not exceed £395. Experts 4 Mortgages is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Proprietor: Daniel McLardy

 

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